…i always ask providers up-front what is my cost without using any insurance versus my out-of-pocket cost after insurance, and most of the time it’s substantially cheaper not to use insurance at all even though it won’t count toward my deductible…
…those private-industry middlemen are a huge burden on the healthcare system, and they persist only because their costs are hidden from patients…
…i always ask providers up-front what is my cost without using any insurance versus my out-of-pocket cost after insurance, and most of the time it’s substantially cheaper not to use insurance at all even though it won’t count toward my deductible…
…those private-industry middlemen are a huge burden on the healthcare system, and they persist only because their costs are hidden from patients…
It’s awful. And until you hit maximum out of pocket, the insurance company may not be paying anyway.