return2ozma@lemmy.world to News@lemmy.world · 8 个月前Gen Z ask how millennials made it through 2008—All have the same answerwww.newsweek.comexternal-linkmessage-square34linkfedilinkarrow-up156arrow-down142
arrow-up114arrow-down1external-linkGen Z ask how millennials made it through 2008—All have the same answerwww.newsweek.comreturn2ozma@lemmy.world to News@lemmy.world · 8 个月前message-square34linkfedilink
minus-squaresuperglue@lemmy.dbzer0.comlinkfedilinkEnglisharrow-up5·8 个月前Were they not invested in target retirement funds? If you do it right your portfolio shouldnt do that.
minus-squareFlexibleToast@lemmy.worldlinkfedilinkEnglisharrow-up4·8 个月前You don’t even need to do that. Just use regular index funds and shift the percentage of your total investments to be more and more bond heavy as you get closer to retirement. Avoid those fees that those target funds have.
minus-squaresuperglue@lemmy.dbzer0.comlinkfedilinkEnglisharrow-up5·8 个月前Sure yes of course thats another way to do it. As always, if you do it yourself it will be cheaper.
minus-squarejordanlund@lemmy.worldlinkfedilinkarrow-up3arrow-down1·8 个月前I don’t know what they were invested in, but I remember the weeping.
Were they not invested in target retirement funds? If you do it right your portfolio shouldnt do that.
You don’t even need to do that. Just use regular index funds and shift the percentage of your total investments to be more and more bond heavy as you get closer to retirement. Avoid those fees that those target funds have.
Sure yes of course thats another way to do it. As always, if you do it yourself it will be cheaper.
I don’t know what they were invested in, but I remember the weeping.