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Honestly the way I always look at it is just take the lifetime cost and divide it by the yearly cost and if I think the product/license deal will exist for that long (and I’ll use it for that long) it’s worth it otherwise not. Like, I have lifetime Plex and frankly I don’t expect the, to exist forever but I like the premium features and I’ve had lifetime for long enough that I’ve saved money.
Stealing other people’s cultural heritage is their cultural heritage