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Joined 1 year ago
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Cake day: June 26th, 2023

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  • I can choose with my credit card to designate a purchase over 100 bucks as a pay over time purchase. I don’t use it for anything less than 4 digits, but this year we got hammered by 4 4-digit car repairs, a 4-digit tree removal, two surgeries for our dog, and a few other unexpected big expenses. I used it for the car repairs and the dog surgeries because there was a promotion where there was no fee, it just raises the minimum monthly payment, and brought the interest down. I didn’t have the cash to pay that many things off at once so I’m using to to pay them down that way at a lower rate.

    But you are absolutely right, using pay later plans for small frequent purchases is not great. They might not have a choice though.








  • I worked for HP for a while in college. HP Rep. It paid like 14 an hour when minimum wage was 6 and I just got to stand around in best buy or office max, etc, selling printers and training staff on features. It was retail but without all the bullshit like cleaning the bathrooms or running the register or needing to hit sales targets, etc. It was a real kushy job.

    About halfway through my time there HP started pushing ePrint, or other cloud features, and ink subscriptions, etc. That was about the time I think their quality really started to nosedive. Printers have always been printers (brother notwithstanding, but now it’s starting to slip with inclusion of more invasive drm and ink subscriptions) but before the onset of cloud based stuff, it seemed, I dunno, better? Not great, but better