What a piece of shit

I’m definitely weary of posts like this with no data backup. Also what is “actual inflation”? Wouldn’t that be like average inflation across all goods? Doesn’t inflation affect certain markets differently?

Not sure what makes you think this, but most mortgages are a contract for 15 to 30 years that lock you into a rate until the house is paid off. You may be thinking of some kind of variable rate mortgage but I though those renewed the rates way more often than 5 years but I’m not sure. It’ll all depend on the mortgage terms.

You know that link proves my point? It shows a steady decline in population so we’re actually going to have LESS people.

Well with the way the birthrates are going, I think population is going to stabilize.

That’s the point, we can’t exactly just resign a city from the ground up to work with public transit especially when it’s not being pushed for by the majority

This isn’t the answer to the question, but photopea.com is pretty much an exact clone of Photoshop that is completely online and free.

What ISP do you have and what country are you in? I have Comcast in the US and do not have this issue even though they are a big and shitty ISP (I even use their modem, but I do have my own router which I HIGHLY suggest).